2025 Advanced NZ Payroll Calculator – New Rates Effective from 1 April 2025

2025 PAYE Calculator

New Rates Effective from 1 April 2025

Salary

Wages

Total Gross Earnings ($) (Enter your annual salary, e.g. 80000)

Hourly Pay ($) (e.g., $27 per hour) Hours per Week (Default is 40 hours)

KiwiSaver	3% 4% 6% 8% 10%
student Loan	Acc Levy

Output Frequency
(Select the frequency for your results) Yearly Monthly Fortnightly

Glossary (Effective from 1/4/2025)

Total Gross Earnings: The total income earned before any deductions (annual amount).

Tax: Calculated using the following updated NZ tax brackets:

• 0 – $15,600: 10.5%
• $15,601 – $53,500: 17.5%
• $53,501 – $78,100: 30%
• $78,101 – $180,000: 33%
• Over $180,000: 39%

KiwiSaver: Your chosen contribution to a retirement savings scheme.

Student Loan: 12% on earnings above an annual threshold of $20,280.

ACC Levy: $1.67 per $100 for accident compensation coverage.

Take Home Pay: Your net earnings after all deductions.

Tags: NZ Payroll Calculator, New Zealand Payroll, KiwiSaver Calculator, ACC Levy, Student Loan, IRD Tax Calculator, Take Home Pay Calculator, NZ Tax Brackets, New Rates

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Kiwi Money Matters is written and maintained by a New Zealand-based writer with hands-on experience in finance and accounting since 2015.

All posts are personally researched, written to ensure clarity and trustworthiness for everyday Kiwis.