Best Accounting Software for Freelancers in New Zealand (2025)

If you're self-employed in New Zealand, having the right accounting software can save you time, stress, and money. In this 2025 comparison, we break down the best options for freelancers, contractors, and sole traders.

1. Xero

Xero is one of New Zealand’s most trusted cloud accounting platforms. It offers bank reconciliation, invoicing, GST support, and third-party app integration. Best for freelancers who want full control over their finances.

2. Hnry

Perfect for freelancers who want to automate tax and compliance. Hnry automatically deducts income tax, ACC, and GST, and files with IRD on your behalf. Ideal for those who hate admin.

3. MYOB

MYOB caters to both sole traders and small businesses. It offers payroll, invoicing, reporting, and good local customer support. Slightly more complex than Hnry but highly scalable.

4. Reckon

A cost-effective alternative with strong invoicing and inventory features. Good for freelancers needing simplicity on a budget.

5. FreeAgent (via NZ banks)

Some NZ banks now partner with FreeAgent for free accounting tools. A solid option for those who want basics without ongoing fees.

Final Thoughts

Your best choice depends on whether you want simplicity (Hnry), power (Xero), or flexibility (MYOB). Test a few and go with the one that fits your workflow and confidence with money management.

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Related Posts:

• Top Tax Deductions for Self-Employed Kiwis in 2025
• How to Register as a Sole Trader in NZ

📌 About the Author

Kiwi Money Matters is written and maintained by a New Zealand-based writer with hands-on experience in finance and accounting since 2015.

All posts are personally researched, written to ensure clarity and trustworthiness for everyday Kiwis.